An insurance adjuster may tactically make an initial offer that is so low just to see if you know what you’re doing and the settlement you want. Or, the offer may be reasonable, but it is just too low. Contact Bobe & Snell Law Office LLC today at (470) 268-5802 If you need a reliable, dedicated, and experienced attorney.
After evaluating your claim, the adjuster will come back to you with a settlement offer of an amount often significantly less than what you asked for in your demand letter. If you need a reliable, dedicated, and experienced attorney to represent you, Call us now at (470) 268-5802 today.
When choosing a personal injury lawyer, you want to limit your search to lawyers who handle the same type of case as your injury case. Contact Bobe & Snell Law Office LLC, at (470) 268-5802 To get the quality legal representation you need.
Auto Accident Injury Attorney
Millions of people are injured each year in auto accidents that were not their fault. They suffer physical injuries, financial losses, and emotional trauma. Sadly, many of these injuries were avoidable had it not been for someone else’s carelessness or negligence. If you sustained a personal injury in a car accident, you might be entitled to compensation for your damages. Thankfully, an experienced and reliable auto accident injury attorney can help you seek justice and get the compensation that you deserve. The party or parties that caused the accident should be held responsible for your injuries.
Compensation for a personal injury claim can include money for your medical care, loss of income, physical pain, emotional distress, loss of quality of life, disabilities, and other damages.
The first step is to choose the best attorney to handle your case. Working with an experienced personal injury attorney can give you a better chance of a positive outcome in your case/claim.
Choosing A Lawyer for Your Case
When choosing a personal injury lawyer, you want to limit your search to lawyers who handle the same type of case as your injury case. Some lawyers practice many different types of law, such as personal injury, family law, and estate law.
However, some law firms and attorneys limit their practice to representing accident victims and their families. Therefore, they are generally strong and experienced legal advocates for the rights of accident victims. Because they limit their practice to personal injury cases, they also have developed substantial knowledge, skills, and resources related to personal injury law.
Personal injury law encompasses a wide variety of injury claims. Cases may involve injuries related to car accidents, slip and fall accidents, nursing home abuse, construction accidents, or countless other situations that can cause injuries.
It’s important that you look for an attorney who handles your specific type of personal injury claim. For example, if your case involves a defective product, you need to choose a lawyer with substantial experience handling those types of cases.
You can usually find a list of the types of cases an attorney handles on the law firm’s website. It is also acceptable and wise to ask the attorney directly during your first meeting how much experience the attorney has handling cases similar to your case.
Verify the Attorney is Licensed to Practice Law
Before scheduling a consultation with an attorney, you should check to ensure that the lawyer is admitted to practice law in Georgia and is in good standing with the State Bar of Georgia.
The Bar has a “Find a Lawyer” feature on its website. You can use that feature to search for the attorney. The results provide you with the attorney’s bar number, mailing address, and contact information.
You can also see when the auto accident injury attorney was admitted to practice in Georgia, where he graduated from law school, and a 10-year discipline history.
Meet with the Attorney for a Consultation
Contact the office to schedule a consultation with the lawyer. Most personal injury lawyers offer a free consultation, so it does not cost you anything to meet with them to discuss your case.
The free consultation is an opportunity for you and the lawyer to get to know each other. It is also a time for the lawyer to learn about your injury claim and for you to learn about your legal rights.
Important questions to keep in mind to rate the attorney after your consultation include:
- Did the lawyer listen to you and address each of your questions or concerns?
- Were you able to communicate effectively with the lawyer?
- Do you feel as if you can trust the attorney?
- Could you be open and honest about all matters?
- Did the attorney seem impatient and rushed, or did he appear calm and unhurried as he answered your questions?
- Do you believe you were treated with respect and compassion?
It is vital that you have a good working relationship with your personal injury attorney. The success of your case depends on your ability to communicate well with your lawyer. If you felt uncomfortable in any way, you may want to continue your search for an auto accident injury lawyer.
Prepare a List of Questions for Your Consultation
In addition to getting to know the lawyer, your consultation is also a chance to obtain legal advice. The more information and details you can provide the lawyer, the better advice you can receive.
Therefore, prepare for your consultation by writing down any questions you might want to ask the lawyer. The questions may relate to your case, the attorney’s experience handling cases similar to your case, the attorney’s track record, and any other important subjects.
An important question to ask a lawyer is will he/she be handling or supervising your case directly. It is good that a law firm has sufficient staff to work on cases. However, when you hire a lawyer, you want to know that the lawyer is handling your case instead of your case being passed off to an associate or paralegal.
Make sure that you bring copies of accident reports, insurance claims, medical records, and other documents and information that can help the auto accident injury attorney Atlanta understand what happened to you.
Discuss the Attorneys’ Fees with the Lawyer
Many personal injury attorneys accept cases on a contingency fee basis. What that means for you is that you can hire an attorney without paying any attorneys’ fees upfront. You only pay the attorneys’ fees after the attorney recovers compensation for your personal injury claim.
The fee is based on a percentage of the recovery in your case. Make sure you clarify whether the percentage changes if the case goes to court.
Also, you need to discuss who pays for the costs. Lawyers handle costs in different ways. Many lawyers pay the costs as the case progresses and obtain reimbursement from the settlement proceeds.
Ensure that you discuss who is responsible for the costs if the attorney does not recover any money for your claim. Do not sign a retainer agreement until you are clear on all terms regarding fees and costs.
Take Time to Think About Your Decision
Avoid making decisions about hiring an attorney while sitting in the office. Take a day or two to consider what you learned during the consultation. If you trust the lawyer and feel confident in your decision, contact the law firm to set up an appointment to retain the lawyer.
During this time, you might want to research the attorney online. Read the information on the lawyer’s website and reviews from peers or previous clients. If you discover any issues or have questions, call the lawyer to clear up those matters before you meet to sign the retainer agreement.
Don’t Underestimate the Costs Associated With a Catastrophic Injury
One of the defining characteristics of a catastrophic injury following a car accident is the need for ongoing care. Sometimes, victims require permanent and even around-the-clock care. The costs associated with this level of care can be astronomical.
Insurance companies often try to capitalize on the fact that car accident victims often don’t have in-depth knowledge of the personal injury laws designed to protect them. They might offer you money right away. Even though it can be tempting to get money in your pocket quickly, these settlement offers rarely account for the full costs of your injury.
Our experienced, reputable, and dedicated auto accident injury attorney at Bobe & Snell Law Office LLC will put in the work to assess the true value of your car accident injury claim. Catastrophic injury victims are often entitled to compensation for:
- Medical bills, including emergency room costs and hospitalization
- Lost wages
- Future medical expenses
- Lost future earning capacity
- Rehabilitative care
- Physical therapy
- Long-term care
- Emotional distress
- Pain and suffering
- Loss of your independence
- Diminished quality of life
- Damages for wrongful death
You are entitled to be compensated for all costs associated with your injury if someone else’s careless actions were to blame. That includes the emotional toll the injury will undoubtedly take on you and your family.
Never accept a settlement offer without first running it by a personal injury lawyer. Whenever you are ready to take the next step, our legal team is standing by to take your call.
Get Started Today
You have a difficult road ahead if you or a loved one have suffered a catastrophic injury. You deserve financial help. To get the quality legal representation you need, contact us at (470) 268-5802 or contact us online to schedule a FREE, no-obligation consultation today. We want to hear about what happened to you because we want to help.
Auto Accident Injury Attorney
At Bobe & Snell Law Office LLC, our auto accident injury lawyers are passionate about helping injured car accident victims seek the compensation they deserve for their damages and injuries. We have a team of dedicated legal professionals who will protect your best interests and help you get justice.
Auto Accident Injury Attorney
it is important to strategize ahead of time and develop responses to all potential weak points in your claim to respond with your best argument right away. But if an adjuster points out some facts you hadn’t considered that clearly make your claim weaker, then you may have to lower your figure a bit. Contact Bobe & Snell Law Office LLC now at (470) 268-5802 If you need a reliable, dedicated, and experienced attorney to represent you.
If you intend to file a claim to recover damages following an auto accident, keep in mind that you may have to enter into negotiations with the insurance company to try to agree on a settlement. Bobe & Snell Law Office LLC today. Call us now at (470) 268-5802 If you need a reliable, dedicated, and experienced attorney to represent you.
How much should you settle for? If you are pursuing a personal injury claim following a car accident, the first thing you should do, before you can start negotiating a settlement, is to put your value on the claim. Contact Bobe & Snell Law Office LLC today at (470) 268-5802 If you need a reliable, dedicated, and experienced attorney to represent you.
Atlanta Car Accident Settlement Attorney
Atlanta Car Accident Settlement Attorney: Negotiating and Maximizing Car Accident Settlement.
A car accident can occur at any time. It is a sudden, unfortunate incident that can happen to anyone – whether a driver, passenger, or pedestrian – on the road. So, you never know when you might get involved in an accident. Dealing with the aftermath of a car accident is not easy! If you’re injured in an auto accident, you need to look for an Atlanta car accident settlement attorney to help you file a claim/lawsuit to pursue compensation for your injuries and damages.
You should understand your goals and prepare well for your car accident settlement negotiation so that you increase your chances of getting the best out of your compensation claim.
Negotiating with the Insurance company
If you intend to file a claim to recover damages following an auto accident, keep in mind that you may have to enter into negotiations with the insurance company to try to agree on a settlement. (Note: Even if you have gone a step further to file a personal injury lawsuit in court against the liable party or parties, there is still room for settlement negotiations that could lead to an out-of-court resolution of your case at any time.) The settlement process usually begins after you or your attorney sends a demand letter to the insurance company.
If you or your Atlanta car accident settlement attorney has reached out to the insurance company and submitted a well-drafted, organized, and precise demand letter together with proper supporting documents, only a few phone calls with an insurance claims adjuster might be enough to reach a settlement during the negotiation process.
However, there is a bigger picture, and this is how it typically looks: you (or your lawyer) and the insurance adjuster will identify the strengths and weaknesses of your claim whether through written correspondence or more informally.
The claims adjuster will either accept or reject the offer or make a counteroffer. This adjuster (also called an appraiser, investigator, or examiner) is the one to determine whether an insurance company should pay a claim or not and, if so, how much.
The Settlement offer
Then, after evaluating your claim, the adjuster will come back to you with a settlement offer of an amount often significantly less than what you asked for in your demand letter.
If you are making a compensation claim following a car accident, at some point you need to consider the amount you would be willing to accept to settle your claim (most car accident cases end up settling before trial).
You’ll make a counteroffer of a figure higher than the adjuster’s offer but lower than your original amount. Oftentimes, there’ll be a lot of back and forth between you (or your Atlanta car accident settlement attorney) and the insurance company regarding the value of your claim, until an agreement is reached.
Typically, after two or three phone calls you are likely to agree on a settlement figure somewhere in between.
Let’s now look at how you can position yourself to get the best settlement of your claim.
Determine Your Settlement Amount
How much should you settle for? If you are pursuing a personal injury claim following a car accident, the first thing you should do, before you can start negotiating a settlement, is to put your value on the claim.
As part of putting together your demand letter, you should have determined what you believe your claim is worth. You can’t negotiate until you know how much money you’re looking for.
Within that figure, and before you speak to a claim’s adjuster about your claim, decide on a minimum settlement amount that you’ll accept. The figure is for your information and goals – so you can keep your bottom line in mind when under the pressures of negotiating – but it isn’t something you want to reveal to the adjuster.
Your goal when deciding how much to settle for is to settle the case for what a jury in your state might award if you won at trial while considering your chances of winning the case. However, you shouldn’t cling to the settlement you set for yourself.
What are your chances
What are your chances of winning the case at trial? You should assess your chances of winning the trial realistically and objectively. To do this, you should understand and weigh the evidence for and against you, considering the credibility of all the witnesses, including yourself, and have a good sense of what juries in your jurisdiction have awarded in similar trials over the past few years.
Once you file a car accident claim with an insurance company, the claims adjuster goes to work. The adjuster may come up with strategies to elicit comments that unfairly weaken your case. The unfortunate fact is that claims adjusters often try to trip up claimants (especially those without a car accident settlement attorney Atlanta), getting them to say things that will weaken or jeopardize their claim.
Therefore, it is important to strategize ahead of time and develop responses to all potential weak points in your claim to respond with your best argument right away. But if an adjuster points out some facts you hadn’t considered that clearly make your claim weaker, then you may have to lower your figure a bit.
And, if the adjuster starts with an offer at or near your minimum amount, you may want to revise your figure upward.
Once you understand how insurance companies work and what the motivation of the claims adjusters is, you can use that information to your advantage to negotiate the best settlement possible.
Reservation of Rights Letter
Don’t be alarmed or feel intimidated if you receive a “reservation of rights” letter from the insurance company. A reservation of rights letter is provided by an insurance company to an insured party indicating that a claim may not be covered under a policy.
Insurance companies will issue a reservation of rights letter to a policyholder to notify him or her that they are investigating the claim.
This letter does not serve as a notice of an outright denial of a claim. However, the letter only informs you that the insurance company is investigating the claim and therefore, reserves the right to deny the claim if the findings of its investigation show that the accident is not covered under the policy.
The insurance company often issue a reservation of rights letter to protect itself from claims that their policies do not cover. So, the fact that an insurance company has begun settlement negotiation with you does not entitle you to compensation.
Evaluate the First Offer Critically
An insurance adjuster may tactically make an initial offer that is so low just to see if you know what you’re doing and the settlement you want. Or, the offer may be reasonable, but it is just too low.
So, if it’s a reasonable offer, you or your car accident settlement attorney Atlanta can immediately make a counteroffer of an amount that’s a little bit lower than what you requested in your demand letter. This shows you’re being reasonable too, and willing to compromise to make progress in settling your claim.
You might do a little more bargaining, but eventually, you’ll both agree on a final settlement amount.
Seek Justification For A Low Offer
If an adjuster makes an initial offer that is so low, and you clearly find out that it is his/her negotiation tactic to determine whether you really know the value of your claim, then stick to the amount you put in your demand letter. Do not lower the figure immediately.
Instead, first, seek specific reasons from the adjuster as to why he or she made an offer that is so low, and remember to record everything he or she tells you. Then you should write and send a letter responding to every reason the adjuster has provided.
Evaluate the strength of each of the adjuster’s reasons to determine if you need to lower your settlement amount slightly, but wait to see how the adjuster will respond – whether he/she will budge – after receiving your reply before lowering the figure very far.
Ensure you first ask for the adjuster’s response to your reply letter when you speak with him/her next time. At this point, you can expect the adjuster to make a reasonable offer, which you can bargain, and agree on a fair settlement amount. Remember, most personal injury cases settle at some point
Focus on Emotional Points
When you go into these negotiations, you don’t have to go over all the facts of the case again. Just concentrate on the strongest emotional points in your favor and the impact of the car accident on your life – for example, the other party is fully responsible for the accident, that the injury you suffer caused you a lot of pain, that current and future medical expenses were reasonable, and/or that you had permanent or long-term physical effects.
However, mention any emotional points to support your claim. For example, if you had sent the adjuster a severe-looking injury or a particularly strong photo of a smashed car, refer to it. You should also mention that your child suffered because you weren’t able to take care of him/her due to the injury.
While you can’t put a dollar value on emotional distress and “pain and suffering”, these components of an injured person’s losses (“damages”) can go a long way toward getting an insurance company to make a fair settlement offer.
Put the Settlement in Writing
When you and the claims adjuster finally agree on a settlement, immediately confirm the terms in a letter to the adjuster. This letter can be short and sweet, stating the amount for which you settled, the injuries or damages covered in the settlement, and the date by which you expect to receive the settlement documents from the insurance company.
If you have been involved in a car accident and suffered injuries, you should look for a professional, experienced, reputable, and dedicated car accident settlement attorney Atlanta to help you pursue compensation to recover damages.
More importantly, it is highly advisable to have an attorney negotiate for a settlement with the insurance adjuster on your behalf.
Atlanta Car Accident Settlement Attorney
If you need a reliable, dedicated, and experienced attorney to represent you, contact Bobe & Snell Law Office LLC today. Call us now at (470) 268-5802 or fill out our online contact form to schedule a free, no-obligation consultation today.
Atlanta Car Accident Settlement Attorney
A car accident can occur at any time. It is a sudden, unfortunate incident that can happen to anyone – whether a driver, passenger, or pedestrian – on the road. So, you never know when you might get involved in an accident. Call us now at (470) 268-5802 If you need a reliable, dedicated, and experienced attorney to represent you.
If you or your car accident settlement lawyer has reached out to the insurance company and submitted a well-drafted, organized, and precise demand letter together with proper supporting documents, only a few phone calls with an insurance claims adjuster might be enough to reach a settlement during the negotiation process. contact Bobe & Snell Law Office LLC today at (470) 268-5802 If you need a reliable, dedicated, and experienced attorney to represent you.